What is a ‘fintech’ company?

(This is an English translation of the originally published post in Spanish, which can be found here.) El Financiero, Costa Rica 08/19/2017 12:00 am By Mario Hernández, CEO, Impesa What is a ‘fintech’ company? What is a FinTech company? It is a company that works with technology in the financial sector. And in general, the technology developed causes creates innovation or disruption [...]

By | 2017-09-25T21:35:33+00:00 August 27th, 2017|Uncategorized|0 Comments

Mario Hernández participates in Ernst & Young bootcamp | San José, Costa Rica

Impesa Founder & CEO, Mario Hernández, was invited to share his thoughts on Fintech disruption at EY Innovation Bootcamp in San José, Costa Rica last week.

By | 2017-08-01T12:45:51+00:00 August 1st, 2017|Uncategorized|0 Comments

Mario Hernández ’97 MBA: Revolutionizing the electronic payments industry

Published 06/09/17 by Bryant University Mario Hernández ’97 MBA has leveraged his “never give up” work ethic with an undergraduate degree in systems engineering, and postgraduate studies at Bryant University and Harvard Business School to revolutionize the electronic payments industry. He is the founder, CEO, and chairman of the board of IMPESA and the creator [...]

By | 2017-09-25T21:35:33+00:00 July 24th, 2017|Uncategorized|0 Comments

The FinTech Landscape and Relationships with Small Banks in Latin America

By Mario Hernández, CEO and Founder The US financial system has assets of over $15 trillion dollars, of which 5 banks control almost 50% of the total. To better understand this concentration it is important to note that in the United States there are more than 7,000 banks. In Costa Rica, our financial system has [...]

By | 2017-09-25T21:35:33+00:00 July 24th, 2017|Uncategorized|0 Comments

How FinTech Companies Leverage APIs through Coopetition

By Mario Hernández, Founder and CEO To reiterate on a reoccurring theme, collaboration between FinTech companies and the creation of APIs (Application Program Interface) to accelerate the growth of our industry remains very important for success. Large software companies have achieved impressive growth with open systems that allow many developers to work together. For example, [...]

By | 2017-07-24T16:07:08+00:00 July 24th, 2017|Uncategorized|0 Comments

Credit Card Control Firm Takes Root

CONNECTICUT POST BUSINESS Published 2:07 pm, Monday, April 24, 2017 By Keila Torres Ocasio A Costa Rican company whose software includes the ability to control where, when and how a credit card is used this month opened its second U.S. office in Stamford. Mario Hernández, founder and CEO of Impesa, called Stamford “one of the leading [...]

By | 2017-09-25T21:35:33+00:00 June 9th, 2017|Uncategorized|0 Comments

Why FinTech Partner Relationships are Critical for Banks to Succeed

By Mario Hernández, Founder and CEO More and more we hear the term “FinTech” used in everyday conversations. Yet, there is still confusion, even within the financial services industry, as to what exactly this means for banks, and how those partnerships should best be managed. Banking is one of the most regulated industries. Regulators seek [...]

By | 2017-09-25T21:35:33+00:00 June 6th, 2017|Uncategorized|0 Comments


IMPESA Board Member Arturo Condo featured interview in La Republica on becoming Rector of EARTH University in Costa Rica. EARTH University was established by Costa Rican law in 1986 as a private, non-profit, international University with the support of the Costa Rican Government, U.S. Agency for International Development (USAID) and the W.K. Kellogg Foundation. Its innovative educational approach prepares [...]

By | 2017-09-25T21:35:33+00:00 December 15th, 2016|Uncategorized|0 Comments